Which Would You Choose: Funding Retirement or Paying Off Consumer Debt?.

James M. Grayson; Peter M. Basciano; Christopher L. Cain

Which Would You Choose: Funding Retirement or Paying Off Consumer Debt?.

James M. Grayson, Peter M. Basciano, Christopher L. Cain

Hull College of Business

Research output: Contribution to journal › Article › peer-review

Abstract

Paying off consumer debt and funding a retirement plan are high-priority goals, but individuals with binding budgetary constraints are unable to do both simultaneously. The preferred strategy—to either focus on paying off the consumer debt or on funding retirement—varies according to interest rates, assumed investment returns, and employer matching rules. [ABSTRACT FROM AUTHOR]

Original language	English (US)
Pages (from-to)	19
Number of pages	1
Journal	Management Accounting Quarterly
Volume	16
Issue number	1
State	Published - 2014

Keywords

RETIREMENT policiesRETIREMENT planningCONSUMER creditCONGREGATE housingSOCIAL security

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AB - Paying off consumer debt and funding a retirement plan are high-priority goals, but individuals with binding budgetary constraints are unable to do both simultaneously. The preferred strategy—to either focus on paying off the consumer debt or on funding retirement—varies according to interest rates, assumed investment returns, and employer matching rules. [ABSTRACT FROM AUTHOR]

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VL - 16

SP - 19

JO - Management Accounting Quarterly

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Which Would You Choose: Funding Retirement or Paying Off Consumer Debt?.

Abstract

Keywords

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